| One idea that has been mentioned is the "Hawaii model," by which an employer who morally objects to contraception could opt out and inform its female employees where they can get that coverage outside of the employee health plan. In Hawaii, women who decide to directly pay the insurer out of pocket for contraception coverage are not allowed to be charged more than they would pay for their company plan. ABC News reports that President Barack Obama's compromise would not go as far as the Hawaii plan, but would involve a third-party health company helping to provide contraception coverage. It actually makes financial sense for insurance companies to cover birth control, ABC's Jake Tapper notes, because unwanted pregnancies and resulting complications cost more than contraception and sterilization. |




