'A measure passed recently by congressional Republicans and awaiting President Trump’s all-but-certain signature will reverse a rule, passed in the last year of the Obama administration, allowing cities and counties to organize savings plans for private-sector workers who have no employer-provided retirement coverage. Another measure, blocking states from sponsoring similar retirement savings plans, was passed by the House in February. Congressional Republicans and Mr. Trump are doing is looking for ways to line Wall Street’s pockets with the retirement savings of working people.The result will be continuing hardship for retirees. The roughly one-half of private-sector workers who do not have retirement plans at work will rely on Social Security for between half to all of their income in retirement. But even those with retirement savings will be hard pressed. '