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How Our Gutless Media Helped Trigger the Credit Crisis

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Consumerism, fostered by the press through consumer advice stories, has helped lead people to focus on "me" instead of "we" -- the notion that a lot of little guys are in the same boat. Lenders have reinforced that sensibility, when, for example, they argue before Congress that their practices are necessary so that good credit risks don't pay for bad ones.

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