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W'S DISASTROUS MORTGAGE 'FIX'

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The Bush plan encourages foolish local-level borrowing. City and state have limited funds; they should raise bonds only for crucial capital projects, like building and fixing roads, bridges, tunnels, schools and subway systems. Any money the government raises to bail out a homeowner who made a bad decision is money taken directly from fixing a pothole-scarred road or an aging bridge.

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