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Health Care Guide for Complete Dummies

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Stephen Pizzo
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But the insurance industry claims that a public option would be non-competitive, and would destroy the private insurance system. (Before they made that claim they should have asked themselves if any of us would care, in the first place.) But what they really mean is that they want to talk about competitiveness, not actually have to compete against a worthy and capable opponent. To which I say, tough nuggies, a**holes. You brought it on yourselves. You fouled your own nest. You killed your own golden goose in search of platinum eggs.


So, either compete or retreat. Either way is just fine with us.


Despite their threats of mass suicide, private insurance companies will compete. And they will compete hard against the public option. They will compete on service, which will result in better service -- for both public and private plans. They will compete by charging more for plans that cover "boutique" treatments and services the public plan doesn't cover -- and probably shouldn't anyway.


And they will suddenly "discover" ways to insurance some of those 50 million folks they once refused to cover who might now be attracted to an affordable public plan. They will do so by offering all kinds of "ala carte" and budget plans they now swear they just can't do.


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Stephen Pizzo has been published everywhere from The New York Times to Mother Jones magazine. His book, Inside Job: The Looting of America's Savings and Loans, was nominated for a Pulitzer.

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