Nor will I likely ever have good credit rating in the USA.
This is sad because, aside from my problems with Citibank over the past 4 to 5 years, I have a fairly impeccable credit record.
I have paid down (or off) my school loans-unlike many Republican Party leaders. I have paid off a great range of other debts-including loans I took out to purchase vehicles over the decade. I have also paid off any property debts I have had.
Nonetheless, unless American Banks and the American crediting and lending system improve, I will never likely be able to buy a home in the USA.
Most of all, I have 2 corporate entities to thank for this plight of mine in the world of banking, lending and credit: [1] the now defunct U.S. Credit Management of Irving, Texas and [2] Citigroup of South Dakota (or wherever in the world it wishes to seek out the best or worst corporate laws).
BOTTOM FEEDERS AND CITIBANK
This past spring 2007, Citibank was back to its old tricks. It had apparently sold my debt to an agency in Colorado.
This agency sweet talked my mom in Missouri out of over 500 dollars last spring to help me (her dear son who has been forced to work abroad for so long) clear that old Citibank-laden debt.
When I heard this, I told mom not to pay, but it was too late.
I explained to my mother that such firms are the bottom feeders (with Citibank at the top). These agencies buy up bad debt for pennies on the dollar and try to badger people into paying off the debt at a reduced rate.
The very existence of these bottom feeders are why I had misread the tough cowboy- nature of U.S. Credit Management of Irving Texas
However, as my new financial planner in Kuwait tells me the American Cowboy can also be the cover for a reckless and poorly managed corporate scheme, like that of the U.S. Credit Management in Texas.
EPILOGUE: U.S. CREDIT MANAGEMENT, TEXAS
In case anyone else was effected adversely by a Credit Management company in Texas. They might try contacting: Credit Repair Scams Lawsuit site: http://www.creditscamlawsuits.com/credit_scam_lawsuit_lawyer_alexander.htm
I hope they aren't a scam.
Here is a more national site: http://www.lawyersandsettlements.com/case/credit_repair.html
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