The key idea here is that money is really no more or less than an accounting tool that should be used to grease the wheels of commerce. It should be thought of as a social or economic tool to facilitate the creation and balanced distribution of wealth – the goods and services that come from creative labors upon the land and its natural resources.
Money that increases productive capacity should be loaned into existence without interest by governments of, by and for the people, for the benefit of the people – the public sector. The savings to the taxpaying citizens would be enormous, as would the benefits to society in increased employment, goods, and services.
Money and credit that increases productive capacity should be created by our legitimate governments – the only bodies or entities that collectively represent all of the electorate.
This means we must reform our banking system from top to bottom, and redefine money as a social tool that, properly used rather then misused, can move our society and civilization forward toward new heights of achievement for all. Only reforms that shift money-creation from the private for-profit sector to the non-profit public sector can save our world from the convulsions of economic disaster and doom that are looming on our horizons, and all of the ripple-effects an economic collapse would cause.
We need new and fresh thinking on what is, or should be, community or public, and individual or private responsibilities and enterprises. We need to place limits on corporate growth, acquisitions and mergers. No private or corporate entity should ever be allowed to get "too big to fail". The concept of "monopoly capitalism" is Orwellian nonsense, or "doublespeak". All monopolies are to be feared and despised. They are all destructive of, and fatal to, healthy competition and the legitimate operations of "free-markets". This goes for banking and finance, energy, fuels, oil and gasoline, heavy industries, steel and metals fabrications.
There must be fresh new discussion and debate on what goods and services are properly in the public domain and which should be private. A rule of thumb I would advocate is that all natural monopolies should be public services, and not granted to private individuals or corporations as government sponsored monopolies.
The people across the USA and the world must take back their community obligations, rights and responsibilities. We must become our brother's keepers. We must take back our power over our money and our debts.
A oppressive and destructive totalitarian world government run by the "Ponzi-Schemers" of our world awaits our failure to act swiftly and properly.
I pray to our Creator that we can find the wisdom and courage to do the right and necessary things to avert our current disastrous course. The hope of humanity hangs in the balance.
These issues are all more fully explored in the sources cited below. However, the quickest road to a full understanding might be to read the works of Ellen H Brown or Richard C Cook. Googling either would prove rewarding with the proper follow up.
For Ellen H Brown I would start here: http://www.webofdebt.com Her book, Web of Debt, is a singular achievement in demystifying the complexities that surround money.
For Richard Cook I would suggest this website: click here ; or this article: click here
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