In order to "reverse the blower," therefore, we need laws that encourage banks to lend, rather than speculate and extract. That way, money can be spread around to job creators who actually produce ideas and hire workers to produce products and services based on those creative ideas.
Finally, let us realize something that Dylan Ratigan apparently does not, and that is that even if small businesses had all the loaned investment money they needed to expand and hire new employees, they wouldn't do that unless there were sufficient numbers of consumers out there ready and able to buy the services and products of these companies. And that's not going to happen unless a whole lot more money is put back into the hands of existent workers and consumers. This means that a whole lot of federal financial help is going to first have to go to the following potential spenders whose then resultant spending is going to be absolutely required:
a) State and local governments so that they can hire back, or give raises to, the state and local government employees who they have either been forced to lay off or reduce the wages of
b) The unemployed who badly need extensions of their unemployment insurance
c) People who are on welfare and food stamps and who immediately spend into the economy every penny they receive.