Share on Google Plus Share on Twitter Share on Facebook Share on LinkedIn Share on PInterest Share on Fark! Share on Reddit Share on StumbleUpon Tell A Friend 13 (13 Shares)  
Printer Friendly Page Save As Favorite View Favorites (# of views)   7 comments

OpEdNews Op Eds

Why single-payer is the ONLY sensible health care reform (explained in plain English)

By       Message Carmen Yarrusso     Permalink
      (Page 1 of 3 pages)
Related Topic(s): ; ; ; ; ; ; ; ; ; ; (more...) ; ; ; , Add Tags  (less...) Add to My Group(s)

Valuable 4   Must Read 3   Well Said 3  
View Ratings | Rate It

opednews.com Headlined to H3 8/23/09

- Advertisement -

Health care is special

Health care services are in a special category of "services". Unlike almost all other services in our "free market" economy, most health care services (just like police and fire services) are necessary for all residents-often a matter of life and death.

Incredibly, we treat most health care services as if they were optional for some residents. The extreme costs, the multiple inefficiencies, and the shameful injustice of our current health care system are the guaranteed results of treating heath care services as optional for some residents.

As a civilized nation, we would never tolerate a system where police or fire services were treated as optional for some residents. To understand how utterly absurd our private health care system is, imagine life in America if we treated police and fire services the way we now treat most health care services.

If police and fire services were optional for some

- Advertisement -

Instead of groups pooling their resources and providing everyone with police and fire services, where each dollar spent provides a dollar's worth of services (minus the cost to administer payments), imagine introducing a middleman-police and fire insurance companies.

Like our current health care system, about 30% of every dollar we spend wouldn't provide any police or fire services whatsoever, but instead would go to other insurance company expenses.

Aside from administrative costs to pay for services, insurance companies would pay billions to shareholders as profits, plus spend billions more for advertising, lobbying Congress, huge executive salaries, and paying a large staff whose main job would be to find ways to shift costs to purchasers and providers and to maximize profits by minimizing services.

Like our current health care system, maximizing profits would mean charging the highest possible premiums (money in) while spending as little as possible on actual police and fire services (money out). This is simply smart business.

Insurance companies would compete to enroll residents likely to require the least police or fire services, while trying to avoid residents likely to require the most police or fire services. Like our current health care system, this would guarantee that residents who need these services the most would be the least likely to get them (this is simply smart business).

- Advertisement -

Those residents unfortunate enough to need services "too often" would be denied, dropped, or charged unaffordable premiums. Those who live in "dangerous" (low profit) areas would simply be denied police or fire services due to "pre-existing conditions" (this is simply smart business).

Insurance companies would have great profit incentives to find myriad ways to deny services or to shift costs because any money spent providing actual services comes right out of their profits. Like our current health care system, this would guarantee millions of residents would have no police or fire services at all (this is simply smart business).

In a civilized society, most health care services are no more optional than police and fire services. It's patently absurd to put a middleman (whose profit incentives are plainly against the interests of the American people) between us and our health care providers.

Next Page  1  |  2  |  3

 

- Advertisement -

Valuable 4   Must Read 3   Well Said 3  
View Ratings | Rate It

Take action -- click here to contact your local newspaper or congress people:
Single-payer is the only sensible plan

Click here to see the most recent messages sent to congressional reps and local newspapers

Carmen Yarrusso, a software engineer for 35 years, designed and modified computer operating systems (including Internet software). He has a BS in physics and studied game theory and formal logic during his years with the math department at (more...)
 

Share on Google Plus Submit to Twitter Add this Page to Facebook! Share on LinkedIn Pin It! Add this Page to Fark! Submit to Reddit Submit to Stumble Upon


Go To Commenting

The views expressed in this article are the sole responsibility of the author and do not necessarily reflect those of this website or its editors.

Writers Guidelines

Contact AuthorContact Author Contact EditorContact Editor Author PageView Authors' Articles
- Advertisement -

Most Popular Articles by this Author:     (View All Most Popular Articles by this Author)

Wikiarguments: A practical plan to get big money out of politics

Why single-payer is the ONLY sensible health care reform (explained in plain English)

A Manifesto for the Impending Second American Revolution

Why a peaceful, people's revolution is the only way to take back our government

Top Ten Reasons to Legalize Marijuana Now

Satire: Study Concludes Americans Are the Stupidest People on the Planet