Germans also have access to free state-of-the-art health insurance, comparable to anything we have in the United States and in some
cases substantially better. Finally and equally important, a German citizen never has to worry about homelessness, joblessness or
starvation. It is simply unthinkable. With the nation's fundamental community ethic, all for one and one for all, if you lose your
job, you never have to worry about being pushed into the street. There are government programs that will insure you keep your home
by subsidizing the roof over your head and the food on your table. The understanding is that illness, unemployment, personal
injury, family tragedy, divorce, natural events or circumstances beyond your control often dictate your money life and the State is
there to help you through these times. Everyone shares in the burden. Wow! What a concept.
This is how a social democracy works. Everyone gives a little and everyone gets a lot. Democratically elected government, free
enterprise, reasonably regulated capital markets and responsible banking. Social responsibility is built into the tax code and the
cost-of-living. No one dies in modern Germany because they couldn't afford healthcare. No one starves in modern Germany because an
investment banker cut off funding to an employer. No one is forced to live on the Street because they were sucked into an ethically
deplorable predatory loan.
Okay- I am not suggesting we all move to the Rhineland. I am simply offering the possibility that there are other ways to live
other than the way we live and struggle now. It is worth a deeper look at other viable financial systems in the modern world to
shift the tide of American economic indifference. The continuing banking crisis confirms we are indeed all in this together. Our
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