What about: The graphics designer your wife hired for the faux finish paint job of your foyer? She claims to enjoy her new found freedom as a small business owner. Oh, dear, you must tell her she missed a spot here and there. Maybe you should just let it go.
Then there's the fellow who maintains the pool? Didn't he mention something about his former career at... what was that multi-national he worked for until he was fifty-five?
Or, do you recall that mortgage underwriter who retrained for a new career building water gardens? And what about that unfortunate former electronics engineer who just installed your home entertainment system?
Who can you trust? How secure is secure? Somebody has to cut the grass. Unclog the pipes. Tutor the children. Clean the bathrooms. Service the HVAC system. I'm just saying.
Those of us that don't have access to you, well, what can we do? We'd never get away with anything, would we? I mean, we might be witnesses, or maybe not. A few of us will serve on juries, but not at your trial. You know you'll never be indicted, much less face a jury of your peers. No, they won't be your peers. It just isn't part of the system.