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Years ago I made a decision to commit to a life of business management. After thirty five years as a small business consultant, CFO, and university educator specializing in quantitative business and economic modeling, everything changed.
A motorhome and a motorcycle have enabled me to travel the country at leisure, observing the vast diversity of her people, her culture, her history, and the richness of her very nature. Nearly every valuable thing I know I have learned in the last dozen years. I've seen a lot of poor people, often living right next to our campsite. Some are old, some young. Some are employed, some idle. Some are well, some ill. Some are Republican, some Democrat. Some are urban, some rural. But the poor person who chooses to be poor is rare. Occasionally I have gotten a glimpse of the sumptuous wealth that overlays the rest of the economy, and this contrast horrifies me. The concentration of income and wealth in America, I realize, is not an accident. Rather, it is a product of public policies established centuries ago and today favoring the rich more than ever.
A retired person has a lot of time to think if we choose to do so, and I think about economic inequality. You will understand if most of my books and articles deal with inequality in one form or another. They contain some policy ideas that could really make a difference. "The Money-Myth Minefield - Saving American Capitalism" and "Saving American Capitalism" are available as e-books on Amazon and Barnes and Noble.
To Kill Our Elders
Tom Price is Trump's nominee for HHS Secretary, and he is a clear and present danger. His record in the House shows that he intends to turn ALL federal health programs into a giant piggy bank for healthcare providers and insurers. The Senate will soon be asked to confirm Price's appointment - are YOU comfortable with this guy?
Brace For the Worst
Say hello to runaway corporatocracy. As Trump packs his cabinet with big-money interests, we'll see another spike in economic inequality.
Sunday, November 13, 2016(3 comments)
Urgent Letter to the Democratic Party
Wouldn't it be great if Democrats could give wage earners a 7.65% raise? How about a more robust economy, higher corporate profits, and a smaller federal deficit too? Here's how to do exactly that!
Sunday, October 2, 2016(6 comments)
Lies surround the political arena - not only from the fringes, but from mainstream candidates. Worse, the platforms of their own parties - the bulwarks of sanity - turn the lies into political orthodoxy. What gives?
"Biden Rules" Explained
Is the "Biden Rule" really a thing? Here's a look at the record that ought to embarrass the GOP Senate leadership.
Saturday, February 27, 2016(12 comments)
The Threat of Conservatism
A terrifying look at the fortress mentality of the conservative movement. Where did this stuff come from?
Wednesday, February 3, 2016
What's Wrong With Black History Month?
Okay, I'm no expert. My face is white, and I have no business telling African Americans how to observe their heritage. But this is for people like me, and maybe you too. For us, it's too easy to forget our own role in Black History.
Friday, January 29, 2016(23 comments)
How Social Security Is Ruining Our Future
Social Security benefits are important to our seniors. But the way we fund the program is insane - it raises prices, creates unemployment, and stifles growth. Here's a better way.
Monday, October 19, 2015
Lawrence Lessig and the Lessons of Lowell
In the old days, corporations had to collude with each other to squash labor. No longer - today they can use government to do their dirty work! The old days - our history - can help us understand what we're up against today.
Myth #17: We're Number One!
How does America REALLY stack up against other countries? The truth will surprise many people. From the author's book, "The Money-Myth Minefield - Saving American Capitalism."
Friday, June 6, 2014
Serving the One Percent
Economists hold in their hand the knowledge to change the world, if only they could make themselves heard. Or perhaps if they weren't too busy serving the interests of the One Percent.
Monday, May 26, 2014(4 comments)
Save Our Corporations from the Crash -- Senna, Smith, Marx and Rules
Today's corporate environment is no less competitive than Formula One racing. In a headlong rush for short term profits, US industry ignores the welfare of its host, the environment, and even the fitness of its own markets. In business, as in racing, speed is the only thing, right up until the fiery crash. Competition requires reasonable regulation.
Sunday, March 2, 2014(11 comments)
Jack Lew Gets It Right - and Wrong
Jack Lew, in his 1978 thesis, correctly found that there is a real problem in the funding of Social Security. He was only partly right to say that it is a regressive tax; it’s really much more insidious than that. But he was 100% correct when he proposed the solution, presented here.
Tuesday, February 4, 2014(8 comments)
Social Darwinism and Fox Republicans
A look at the roots of Social Darwinism and today’s attempts to resurrect this maligned philosophy. The notion that widespread poverty is inevitable in national economies is ignorant, dangerous, and yet reflected in public policies all over America. Who has an interest in this misguided belief?
Friday, December 20, 2013(3 comments)
Fixing Income Inequality
As progressives and regressives lock horns over minimum wage, unemployment, and food-subsidy programs, it's easy to forget that there are fundamental issues imbedded deeply within the American economic system that have made it necessary to protect a broad and growing swath of the population -- the poor and the unemployed. Here are two such issues, complete with clear public-policy solutions.
Wednesday, November 6, 2013(1 comments)
Lies, Obamacare, and Damn Lies
President Obama caught in yet another lie! But wait -- is there more than meets the eye? A business strategist's critical view of the winners, losers, and processes of canceled policies.
Sunday, November 3, 2013(11 comments)
Small Government On the Blue Ridge Parkway
The big-money attack on government harms our national treasures and the people who value them. This is a firsthand account of the impact of tax cuts, sequestration, and shutdowns on the Blue Ridge Parkway.
Thursday, October 24, 2013(6 comments)
A Most Impractical Guide To Small Government
The third in a series describing how critical thinking, as a national value, could be applied to re-imagining public policies. The payoff of this very long process is to simplify and rationalize such policies as taxation. Series: An Impractical Guide (3 Articles, 1657 views)
An Impractical Guide To Small Government
The first of a three-part series outlining a 100-year plan to save America through applied critical thinking. A new Age of Reason requires a return to a way of thinking rather than the rigidity of musty old documents. Series: An Impractical Guide (3 Articles, 1657 views)
Thursday, August 1, 2013(2 comments)
Bigger Than A Breadbox: Twenty Questions Every American Should Ask
A completely answer-free list of questions by which Americans can practice their critical-thinking skills. Obvious questions. Fundamental questions. Important questions. And big ones -- so big that most of them will never make it to the front page, destined instead to remain buried in the obits of our consciousness.
Friday, June 7, 2013(1 comments)
Saving Social Security by Un-Re-Distributing Wealth
The redistribution of income over recent decades to corporations and their owners threatens Social Security as well. This article shows the connections, and even suggests a solution to this very real threat.
Sunday, April 28, 2013(22 comments)
The Myth of Liberal Media Bias
Debunking the pervasive myth of left-leaning media institutions in the US, from the analytical perspective of a business marketing strategist.
Corporate media does indeed have a conservative worldview, but they must convince you -- no matter what segment you occupy -- that their reporting is not tainted by their own business interests.
Saturday, November 10, 2012(2 comments)
To My Conservative Friends
Some of my best friends are conservatives, and I really hate seeing them suffer. Here is a very personal list of things to ease their minds and spirits.
Tuesday, July 10, 2012(3 comments)
On Jobs, Capital Investment, Lies, and Subsidies
Fiscal, monetary, and tax policy agree on one myth: that investment in business and equity somehow creates jobs. This article dispels the myth, suggests that market demand is the real "job creator" - and even offers alternatives and solutions that are fair to all.
TAXES, CHARITY, AND CONTROL
A common-sense, yet revolutionary approach to tax reform: throw out the existing system of income taxes. The three goals of the existing income tax code are in conflict with each other; collecting revenue, distributing charity, and controlling the populace cannot play together nicely. Let's start over with a simple flat tax.