Looking more deeply into this situation, we discover that many of these difficulties are SYMPTOMS of much deeper problems, and that attempts to address these SYMPTOMS are not an effective or efficient way to bring about the changes we desire. One can compare this to having abdominal pains and visiting a doctor who offers you pain killers without investigating the underlying cause of the pains being experienced. If the pain is the result of a cancer or an ulcer, then the pain is only a SYMPTOM, not a ROOT CAUSE. Treating the SYMPTOM in this case is not an effective or efficient way to address the problem. It may bring about temporary relief, but ignores the ROOT CAUSE.
A similar situation exists when we look at the wide range of issues we face as a society. Some of the issues include homelessness, lack of medical care, unemployment, high debt loads, widening wealth gap, declining schools, infrastructure neglect, fraying safety net, increasing government fees and tolls, etc. Trying to address each one of these issues individually becomes an overwhelming task. These issues are not ROOT CAUSES, but SYMPTOMS.
If we take time to ponder and analyze each of these issues looking for a common thread, one can determine that they are all the result of money, more specifically the lack of money. This process starts getting us closer to the ROOT CAUSES.
So how is it that as a society we can work so hard and still experience this lack of money?
Consider this". If you have a given amount of money in your possession or control, all of that money is available to you to spend. Once you give some of that money to someone else, it is no longer available to you and is now available to others. While this concept may seem to be quite elementary, this is the basis of where much of the problem lies. If one applies the same principle to a larger group such as a family, a community, a county, state and even nation, the result is still the same. Once money leaves the group, it is no longer available to that group. Understanding this brings us another step closer to the ROOT CAUSES.
Most homeowners can relate to this. Let's suppose that you have taken out a mortgage for $100,000. By the time you have completed paying off your mortgage, it will probably have cost you well over $200,000. The cost of the interest payments exceeds the original cost of the home. These interest payments are money that you and your family no longer have to spend on your needs.
The same principle applies when a school district, municipality, county or other entity wishes to do a repair, a capital improvement or infrastructure project. The costs of these projects can easily double or even triple due to the interest charges. It almost seems insane, but we pay more to the financiers of these projects than to those who provided the materials and labor for the project. This does not even include the fees imposed by the bank on the borrowers. Now we are approaching the ROOT CAUSES.