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OpEdNews Op Eds    H1'ed 8/1/19

Health Insurance Slavery and Other Reasons for Medicare for All

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Here are some aspects of Medicare for all that advocates should be mentioning in response to opponents weak, wrong criticism that it takes away healthcare from people who like what they have.

Medicare For All Will Liberate Millions of Healthcare Slaves

That's right. Slaves.

There are millions of people who are staying in jobs because they need the health insurance. They can't leave those jobs because they need health insurance and if they go to another job, they may have to wait to get put into the health care plan. Or if they want to start their own business, they can't afford to pay the health insurance.

So they are stuck, sometimes for years, even decades, unable to leave those jobs.

Merriam Webster offers this as a second definition of slavery:

2 : submission to a dominating influence.

Medicare For All Offers Freedom and Liberty where the current system does not.

Republicans like to talk about Medicare for all as socialism. But they also espouse Libertarian beliefs in liberty and freedom. And the fact is, Medicare for all offers far more freedom to choose than most employer provided plans. People who supposedly like their plans don't have enough information. M4A (Medicare for all) advocates should be disputing claims that people who like their insurance arguments by saying that employer provided insurance is ALWAYS more restrictive than Medicare for all.

Medicare For All Helps US Companies Be More Competitive Internationally

Companies pay a fortune for employee health insurance. For 2019, insurance cost about $15000. The average employer covered 70% and the employees covered the other 30%. The average income in 2019 is $900 a week. Adding health insurance increases employer costs by over 20%. The cost will be less for employers and for employees under Medicare for all. That lowers the bottom line and makes companies better able to compete with companies in nations where health insurance is provided by the government-- i.e., every other first world nation.


Medicare for All Can Help Employees Get Higher Take-Home Pay

The same reasons listed in the previous paragraph contribute to enabling employers to pay employees more.

Drug Prices and Out of Pocket Co-pays will come Way Down

Once M4A is in place, Pharmaceutical companies will be forced to negotiate and lower prices. This will save families a lot of money.

Most People Have Relatives Either Under-insured or Without Insurance

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Rob Kall is an award winning journalist, inventor, software architect, connector and visionary. His work and his writing have been featured in the New York Times, the Wall Street Journal, CNN, ABC, the HuffingtonPost, Success, Discover and other media. 

He is the author of The Bottom-up Revolution; Mastering the Emerging World of Connectivity scheduled for release May 22, 2019

He's given talks and workshops to Fortune 500 execs and national medical and psychological organizations, and pioneered first-of-their-kind conferences in Positive Psychology, Brain Science and Story. He hosts some of the world's smartest, most interesting and powerful people on his Bottom Up Radio Show, and founded and publishes one of the top Google- ranked progressive news and opinion sites, OpEdNews.com

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Rob Kall has spent his adult life as an awakener and empowerer-- first in the field of biofeedback, inventing products, developing software and a music recording label, MuPsych, within the company he founded in 1978-- Futurehealth, and founding, organizing and running 3 conferences: Winter Brain, on Neurofeedback and consciousness, Optimal Functioning and Positive Psychology (a pioneer in the field of Positive Psychology, first presenting workshops on it in 1985) and Storycon Summit Meeting on the Art Science and Application of Story-- each the first of their kind.  Then, when he found the process of raising people's consciousness and empowering them to take more control of their lives  one person at a time was too slow, he founded Opednews.com-- which has been the top search result on Google for the terms liberal news and progressive opinion for several years. Rob began his Bottom-up Radio show, broadcast on WNJC 1360 AM to Metro Philly, also available on iTunes, covering the transition of our culture, business and world from predominantly Top-down (hierarchical, centralized, authoritarian, patriarchal, big)  to bottom-up (egalitarian, local, interdependent, grassroots, archetypal feminine and small.) Recent long-term projects include a book, Bottom-up-- The Connection Revolution, debillionairizing the planet and the Psychopathy Defense and Optimization Project. 

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June Genis

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Rob, the solution to your first problem, health insurance slavery, does not require Medicare for all as the only solution. If each taxpayer were given the same tax credit that their employer gets for providing insurance they would be able to use the money to buy independent insurance. With many more people now able to purchase insurance independently the insurance companies would have to start marketing to individuals rather than corporations. The result would be policies tailored to what people think they need rather than what their employer gets the best deal on.

Time permitting I'll comment on your other points separately.

Submitted on Thursday, Aug 1, 2019 at 5:07:27 PM

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911TRUTH

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You keep using the word 'insurance.' For-profit insurance IS the problem.

Health insurance companies must be abolished or we will never see a true single-payer health CARE system in this country. Because if they exist they will always pay off who they need to pay off in order to get what they want, which is more profits.

Submitted on Thursday, Aug 1, 2019 at 5:31:29 PM

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Naw,Health insurance is an insanely expensive and unnecessary middleman.I see no healthcare role in imposing skyscrapers,executives with six and seven figure salaries and armies of salespeople working on commission.

Healthcare now represents the leading cause of bankruptcy,even with insurance.We simply cannot afford our present system

Submitted on Thursday, Aug 1, 2019 at 5:32:11 PM

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click here

Submitted on Thursday, Aug 1, 2019 at 5:37:15 PM

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Regardless of who is paying the bill someone still has to provide the service. Without insurers in the game the field will just transfer to new players who will payoff who they must to make sure they can wring the most out of the government. As long as government has the power to make or break any business by playing favorites there will be people trying to buy that influence.

So when Medicare for all fails to provide miracles the argument will just switch from get rid of the insurers to get rid of the providers. In other words get rid of private medical practice and have government provide it directly.

Profit isn't the problem. Power is.

Submitted on Thursday, Aug 1, 2019 at 7:09:16 PM

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@June Genis, obviously both power and profit are the problem. If a cancer patient develops heart disease, you treat both conditions.

Submitted on Thursday, Aug 1, 2019 at 7:45:56 PM

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Reply to June Genis:   New Content

Oh please. Every other first world nation has some form of medicare for all and most if not all include private doctors and hospitals. Medicare for seniors works with private doctors. You are making things up. Go back to reading Ayn Rand. Stay with narcissist fiction.

Submitted on Friday, Aug 2, 2019 at 3:46:27 PM

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We would have an easier time eliminating health insurance profiteering IF it was properly exposed that top for-profit health insurers are muliti Billion dollar investors in health-damaging industries...such as cigarettes, junk food, fossil fuels and fracking, pesticides (incl. pharms that make tobacco pesticides), military weaponry, GMOs and the rest. Who's told, and who asks, where their insurer invests?


Efforts to "fix" the ACA are about retaining profits for Wall Street.

Submitted on Thursday, Aug 1, 2019 at 5:51:43 PM

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PS: Public support for Medicare For All would further grow if it was more often mentioned that it would also cover dental and vision...two areas that everyone with teeth and eyes has an interest in.

Submitted on Thursday, Aug 1, 2019 at 8:17:29 PM

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Gee, I wonder why he says this? lol

'Medicare for All' would not work in the US: top health care CEO

Submitted on Thursday, Aug 1, 2019 at 6:05:39 PM

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One huge reason that doesn't get fully explained is the effect on wealth and savings that occurs due to health related costs and bankruptcy. Insurance companies put household wealth and property in jeopardy by their ability to refuse to pay for a person's treatment. This means that the more wealth a person has (in the middle class) the more precarious their position is. Since we know that most bankruptcies in America are over healthcare, and most of those cases are for people who were insured, this puts the insurance industry in the position of an insane tax collector. The only parallel situation I can think of is the $4 billion/year in civil asset forfeitures that Americans involuntarily give to local police any time they have a "suspicion" of a citizen doing something illegal while in possession of a valuable piece of property like a car. The moral of the story is to either have Medicare for all, or get rid of all your wealth!

Submitted on Thursday, Aug 1, 2019 at 7:41:06 PM

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So do you really believe that Medicare for all will give you any treatment you want at no cost to you? Most rejected insurance claims are rejected because the treatments are considered to be experimental. That also usually means they are new and expensive because the supplier is trying to recover the cost of development. I'm on plain old fashioned Medicare for Seniors and I assure you that if I want a treatment that the government hasn't put on its "approved for reimbursement" list I will have to pay a lot out of pocket to get it.

Submitted on Thursday, Aug 1, 2019 at 8:19:51 PM

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"the supplier is trying to recover the cost of development." Most all pharmaceuticals are developed using taxpayer money. The source that I use to reinforce my statement is a video on You Tube by Rep. Alexandria Ocasio-Cortez titled "AOC Confronts Gilead CEO for HIV Drug Truvada". You really need to watch this.

Submitted on Thursday, Aug 1, 2019 at 10:10:53 PM

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Most bankruptcies in America are due to our "healthcare" system. Most of these bankruptcies are for people who already have health insurance.


June Genis, I suspect you are a troll for the Democratic Party. Please go away. The damage your kind did to our country in 2016 is painfully obvious.

Submitted on Saturday, Aug 3, 2019 at 9:21:18 PM

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I am not now and have never been registered in the Democrat party and I'm not a troll. I'm not even saying I disagree with your point. My point is that I just don't believe that Medicare for All will turn out to be the panacea that many people here seem to think it will be The Law of Unintended Consequences never gets repealed.

That said it may indeed be necessary to implement it just to clear out all the damage that over 100 years of government meddling in our heath care system has created. I'm really not opposed to giving it try. It can't be any worse than what we have now. I just expect it to create new problems of its own.

And I'm not going away.

Submitted on Saturday, Aug 3, 2019 at 10:39:06 PM

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Ok, June. I'm sorry I was mean to you. I take it back. You are definitely free to disagree.

Submitted on Sunday, Aug 4, 2019 at 7:46:14 PM

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Thanks for the apology, Frank. I've been noticing an increasing lack of civility here lately. (See Robs response to another comment of mine.) I fear our President has been setting a very bad example and its catching on everywhere.

Submitted on Sunday, Aug 4, 2019 at 10:50:16 PM

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I fear he is expressing a lot of the feelings of the people. Didn't mind so uch when Rock and Roll did that or sometimes till does.

Submitted on Sunday, Aug 4, 2019 at 11:17:07 PM

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Devil's Advocate

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You have to ask yourselves if you're okay with your government continually throwing a trillion dollars of your money, per year, at the War Machine, while they're hitting you over the head with the "costs" of something like a "MediCare for All" plan.

It should really be quite insulting to anyone with a functioning brain. Directing even 5%-10% of that recent military handout toward health care would've made a real difference here.

People die every day unnecessarily from lack of proper health care, while the bogus War on Terror, against its invented enemies, fails to save anyone and adds more death. Just from a "monetary" point of view, your dollars would be better spent on health care.

The "financing" argument, against all sorts of proposals that would benefit the people, simply isn't real. They already have your money, and seem to be able to create more out of thin air whenever they want. It's how they choose to distribute it that needs to be questioned loudly.

Submitted on Thursday, Aug 1, 2019 at 8:55:15 PM

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Taking the amount the DOD cannot account for (meaning they didn't really need it if they don't even know where it went) would more than provide healthcare, plus.


I say take what is unaccounted for this year and put it toward healthcare the next, decreasing the DOD budget.

Submitted on Friday, Aug 2, 2019 at 12:27:39 PM

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Bingo!

Submitted on Saturday, Aug 3, 2019 at 11:23:12 AM

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...to say nothing of the missing $21 trillion...


Submitted on Saturday, Aug 3, 2019 at 7:30:49 PM

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Well, exactly. If sums of money like that can "disappear", it only means the War Machine is getting far more handed to them than they even know what to do with, and that this has been going on for quite some time.

They're so used to projecting huge ballpark amounts as routine "budget requests", that the books don't even reflect an accountable story.

Meanwhile, every move to get funding for any public benefit gets the virtue-signalling "fiscal responsibility" red flag. It would be more constructive to try getting a raise from Ebenezer Scrooge. These are vile, reprehensible people you're dealing with.

Submitted on Saturday, Aug 3, 2019 at 9:15:51 PM

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Private health insurance is a scam of epic proporations. Given their record of not paying claims and interfering with treatments, it is easier the make the case that they are criminals than a legitimate business.

1. Extortion.
2. Fraud
3. Practicing medicine without a license.

Any citizen that got caught doing any of these things would be brought up on charges.

Submitted on Thursday, Aug 1, 2019 at 10:52:45 PM

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So true! and it causes so much turmoil in our nation. Before Nixon and the HMOA it was unheard of to profit off of people getting sick.

Submitted on Friday, Aug 2, 2019 at 1:02:07 PM

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My push is for "the church" to get down to a mind it's own business way of life. Then, open lots of not for profit health clinics and make sure all have enough to eat. I wouldn't recommend church shelters that preach the strict letter of the law dogma on the down on their luck while serving slop. But can't help but "think" they could take care of lots of social concerns of mine.

Submitted on Friday, Aug 2, 2019 at 2:04:31 AM

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As a former insurance agent, with an illness not covered by any For Profit Insuance, Medicare for all is the only way to go! 1. No denial of coverage after treatments, so no surprise bills. 2. You're not forced to leave your doctor because you plan no longer includes your doctor. We need to get rid of this horrible Medicare Part D(for-profit part of Medicare). After selecting the most expensive Part D plan, the insuance cartel chosen, still denies coverage for a life time Rx for thyroid meds! Why isn't this called extortion? For-Profit Insuance is so bad, doctors have to submit their invoices at least 3 times before these cartels will pay your bill. You can't do the same with your middle man called insurance.

Submitted on Friday, Aug 2, 2019 at 7:00:03 PM

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Dorothy Lebovitz

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As a former insurance agent, with an illness not covered by any For Profit Insuance, Medicare for all is the only way to go! 1. No denial of coverage after treatments, so no surprise bills. 2. You're not forced to leave your doctor because you plan no longer includes your doctor. We need to get rid of this horrible Medicare Part D(for-profit part of Medicare). After selecting the most expensive Part D plan, the insuance cartel chosen, still denies coverage for a life time Rx for thyroid meds! Why isn't this called extortion? For-Profit Insuance is so bad, doctors have to submit their invoices at least 3 times before these cartels will pay your bill. You can't do the same with your middle man called insurance.

Submitted on Friday, Aug 2, 2019 at 7:02:19 PM

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Jerry Kelley

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Way back in 1984 I was paying $9 per month for my personal insurance. Then all of a sudden that $9 turned into $84, then $105, $185 and before I knew it it was up to nearly $500! All this was within a period of five years! The insurance companies are like the mob, they get as much as they can and pay out the least they can!

Submitted on Friday, Aug 2, 2019 at 11:25:30 PM

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911TRUTH

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You have it backwards, the Mob is like the insurance companies. : )

That's where they learned their extortion business model. It's the perfect legal racket.

Submitted on Saturday, Aug 3, 2019 at 5:47:49 PM

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lila york

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I hope that Sanders' plan does not reflect what medicare patients are now required to shell out. the deductibles and copays are so expensive that it is essentially a worthless program in its current form. That was not the case for my parents' generation, where most costs were covered, but it is the case for my generation. I still cannot afford to see a doctor, get a medical test or fill a prescription inside the US. I have to get 100% of my medical needs met in other countries. and I am paying for medicare every month. so to me it is worthless. If I had to be hospitalized, I would get on a plane and go to Costa Rica. I would have no other choice.

Submitted on Saturday, Aug 3, 2019 at 2:12:07 AM

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Michael Dewey

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Combo of Medicare and Masshealth is working for me on SSDI here in Massatack. After 7 years in Belgium with their 150 euro a year for Marie (She went up above 5-5-2017 to scream at the lunatics in charge down here drive people insane.) and me, there was a 10% increase on Medicare which is gone if make it 4 years to 65.

Submitted on Saturday, Aug 3, 2019 at 4:09:59 AM

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Jerry Kelley

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In 1965 I got a letter from the government saying I will be drafted in 30 days.I thought about going to Canada but it was too cold for me. So I joined the navy. I had good luck. I lived in Norfolk Va. all my life, I got stationed there, went home nearly every night and got out there. The Vietnam War was a lie, they did not attack us, we attacked them! We went to war so the rich could get richer, which is the only really the only reason we go to war! Anyhow, the only thing that I got out of it was the VA health care. Back in 2015 I needed to see a doctor. I went to a health care here in Albuquerque under Medicare. I was lied too five times with no help at all. And I was charged $740 for absolutely no help! I joined the VA three years ago and I am getting all the health care at no cost and I got the care I needed. In a way VA care is like Medicare for all, and I'm all for it!

Submitted on Saturday, Aug 3, 2019 at 3:02:05 AM

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911TRUTH

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Incredibly, this article in my local paper, is probably one of the best articles I've read about the benefits of MFA.

Medicare for All is the epitome of freedom

Submitted on Saturday, Aug 3, 2019 at 5:43:27 PM

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