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General News    H4'ed 4/10/18

Book Review: Golden Giving - Everything You Need to Know for an Enriched, Socially Conscious Retirement

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Let's say you are approaching the Big 50, 60 or 70. You might feel healthy and energetic but the "R" word (retirement) is still around the corner. There are many stereotypes of retirement----the three "Gs" of golf, gardening and grandkids----but for most Baby Boomers and Generation Xers those activities will likely feel a bit empty. For the generations traditionally concerned with civil rights, poverty, hunger, the environment, climate change, education, immigration and health, income and gender equality, retirement will likely have to include socially conscious activities. Few want their retirement "giving" to be limited to greeting people at the senior center.

But how do you "give"? How do you navigate the complex and complicated world of charity and volunteering from hands on tutoring, working at food pantries and overseas "voluntourism" to working with existing non-profit organizations (NGOs) and service clubs in your community like the Lions or Rotary?

Golden Giving - Everything You Need to Know for an Enriched, Socially Conscious Retirement.
Golden Giving - Everything You Need to Know for an Enriched, Socially Conscious Retirement.
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If you have professional skills, how do you locate charitable groups that put your exact expertise to use? If you have resources, how do you identify worthy charities for donation and take advantage of the newer financial models like crowd funding, microfinance programs, philanthro-capitalism, and social entrepreneurship?

And, of importance for both volunteers and donors, how do you review the 990 Forms submitted by charities to the Internal Revenue Service (IRS) and judge private foundations?

Certainly helping fellow humans whether through religious groups or out of social consciousness is the foundation of a spiritual life and enriched retirement. But finding your true passion and the ideal outlets for them is conundrum that this valuable book astutely addresses. Nor does "giving" have to mean joining existing groups. Golden Giving gives solid, practical advice about starting your own charity and how to succeed at the all important but dreaded function of fundraising.

Fund raising is all about trust and relationship building with some luck writes principal author Vasudevan Rajaram. The key factors to build trust are conveying to the would-be donor 1) commitment to the mission 2) transparency in finances 3) ethical conduct and 4) knowledge of inner workings of the organization.

Anyone who reads this book will be amazed at the breadth and specificity of giving opportunities beyond the well-known charitable groups that most people recognize. For example, who has heard of Bamboo--a Uganda based grassroots program in which volunteers mentor teens in rural communities on drug abuse, sexual education and general health? Who has heard of Urban Light, a group that specializes in male victims of trafficking----part of other anti-human trafficking groups listed in Golden Giving.

Many might not have heard of Engineers Without Borders and Engineers Without Borders International who work closely with local stakeholders in poor communities in providing water, sanitation, health, education and energy and the Global Business Coalition on HIV/AIDS, Tuberculosis and Malaria which operates in 140 countries. In the Chicago suburb of Elmhurst, Illinois, the Citizens Advocacy Committee helps communities achieve self-determination through providing technical assistance, legal assistance, civic education and mentorship to youth and adults. Those with artistic skills can also give by playing an instrument or singing in local choirs or band or volunteering in their offices says the book.

Many looking at retirement in a few years will appreciate the detailed advice about maintaining financial health, negotiating taxes, Social Security and Medicare and achieving maximum physical health through stress reduction and good nutrition.

More than half of Americans now retire between 61 and 65 and almost 20 percent earlier than that. This book can be an asset to enriching the decades ahead.

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Martha Rosenberg is an award-winning investigative public health reporter who covers the food, drug and gun industries. Her first book, Born With A Junk Food Deficiency: How Flaks, Quacks and Hacks Pimp The Public Health, is distributed by Random (more...)

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