Grayson also points out that this bill forbids any discrimination based on pre-existing conditions or gender differences as exists now in our for profit system. The only distinction in price would be based on 6 age cohorts, ranging from birth to age 64, which reflects the reality of medical care provision costs.
The practice of policy rescission is a particular sore point to Grayson and would be illegal. Grayson explained that far too many people discover this rescission practice after its too late.
"The problem with private health insurance is that you can get all the care you need, providing you don't need it."
He attributes this practice to the profit motive and asserts that private insurers have a "conflict of interest,' which makes them a poor choice for the administration of medical care.
Adding further, this plan has no high deductibles or co-pays, NO LIFETIME CAP, (the President's plan has a lifetime and annual cap and is administered through private insurers); and no second opinions are required.
To put it bluntly Grayson adds that there will be --NO HIGH-RISK GROUP GHETTOS."
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