People in min-wage jobs with Health Assurance accounts pay for access on a need-to-be seen basis. In addition to medical savings accounts, the two cents gratis can secure a million defaulting mortgages, a contribution to neighborhood health as foreclosed house disease is a cancer that devalues the whole street.
For the rest of our uncovered citizenry, doctors and dentists must be allowed the volunteer opportunity to do tax deductible charity, treating them. A charity patient is anyone without insurance. The plan: doctors do $50,000 in charitable medical services and deduct the 50 large off the top of their federal tax. Then, after all the deductions, the doctors take an additional half off their bottom line; twenty-five thousand or half, whichever is greater.
Medical professionals could perform $100,000 in charity and deduct $50,000 off their tax, and because they only owed $49,000 in taxes, earn a one thousand dollar income tax credit. This health care approach cost effectively makes sense.
Every doctor will have a waiting list of patients waiting to be classified as charity. Doctors will have more patients, their work incentive, freedom of income tax.
Isn't this one-line change in our tax code easier to digest than a thousand page med-reform stick-it-to-us vaccination, unread even by its authors, our congress? Would insurance company's shills show up at town hall meetings screaming, "It's a communist plot! Down with their two cents for medical savings accounts?
Every doctor and dentist will have a sign on the door: "No insurance? I'm here.
These ideas will enrich our economy from the bottom up, possibly save a million mortgages, and insure access to health care services for many, if not all the millions of uninsured people, leaving rip off insurance companies to self reform, according to the free enterprise marketplace.
The long-term solution to our health care prob limb is free medical education for doctors, dentists, and all related personal, our goal one hundred thousand doctors graduated every year until we have one family doctor for every thousand people. A national marijuana tax could fund this program, as could a three per cent reduction in military contracts. Politicians are sometimes eloquent identifying the issues, but it is those who finance their campaigns that govern the solutions.
In this light, the above proposed change in our tax code, encouraging doctors and dentists to treat the uninsured as a deductible charity, could not pass either House of our current congress absent a public outcry demanding it.
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