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Short Story: "Foreclosed Future" (part 11 of a series)

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There's been a lot in the news lately about a crisis in the mortgage industry, about people with risky loans defaulting on them for various reasons. The government says it wants to step in to prevent all those people from losing their homes. Such compassion. Such rot. They're not concerned about people losing their homes so much as they're afraid of having the fictional wealth that's based on all those loans suddenly evaporate. The melt-down in the mortgage industry isn't about home-owners being kicked to the curb. It's about banks going broke.

So they'll do their damnedest to scare the crap out of you about the consequences of defaulting, and give you an elaborate song and dance sob story about how they're trying to save the poor taxpayer. But the truth is that they're scared that they'll be found out. That if people realize they've been had, and a massive mortgage strike gets started, the whole international banking cartel could be destroyed. If they can't identify an owner of your mortgage, they can't foreclose on it. For a lot of you, their threat is empty.

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So imagine this for a minute... You're fed up with the whole thing, and decide to fight back. You join millions of people who just stop paying their mortgages, all at the same time. Dead stop. At first, the fiscal puppeteers figure they've got the upper hand, and try scaring you into submission. The lot of you ignore the threats they're bombarding you with, and hang tight. You support one another, educate each other about the process the banks have to follow, and stretch it out as long as you possibly can. You tie the courts up in motions and hearings. Call it a Distributed Denial of Mortgage Service attack, a DDOMS. And then, one day, the sh*t hits the fan. Your impromptu mortgage strike has SlashDotted the financial engine undergirding the industrialized world's economy. The system crashes.

Time to rejoice, right? Maybe not.

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I mean, think about it. The system you just crashed isn't merely some distant rack-mount web server. We live inside the fictional world of consumer goods that runs on top of it, and we just killed its context. Its not sandboxed. Heck, it's never even been debugged. The folks who built this financial house of cards figured that security through obscurity was all they needed. As long as nobody questions it, they're safe. And we just blew out the whole ground floor. Newton takes over from there.

The system we just imagined taking down is what makes most of the things around us possible. Think of it like the world Neo escaped from in The Matrix. Bring that orderly fantasy world down and you're stuck living in the nightmare faced by the defenders of Zion. If the puppeteers were serious about threatening us, they'd fill our ears and eyes with dystopian boogymen, because that's the real alternative to the financial fantasy we're riding. We'll need a new name for what followed the crash of 1929, because the Great Depression will look like Disneyland compared to what we'll have brought about.

There's that much at stake.

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On the other hand, maybe I'm just blowing smoke. But don't take my word for it. Go find out for yourself. The information's out there. Like I told the crowd at the union hall, a good place to start is a book by Ellen Hodgson Brown called 'Web of Debt'. Then go round up some friends, or drop by your local FW Diner, and create a support group. Like they say, there's strength in numbers. And if you decide to start organizing an action of some kind, do me a favor and let me know. I wouldn't want to miss any of the financial carnage. Fond memories are good friends in tough times.

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Ever since I learned to speak binary on a DIGIAC 3080 training computer, I've been involved with tech in one way or another, but there was always another part of me off exploring ideas and writing about them. Halfway to a BS in Space Technology at (more...)

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