'It's not 'health insurance' if obtaining appropriate medical care ends up risking your entire net worth and your retirement hopes. “Balance billing would be the first step toward the destruction of Medicare as we know it. It is partially restricted under the Affordable Care Act and and is essentially illegal under Medicare. Commonly seen in private employer-based insurance plan; when a patient uses an “out of network' provider the patient is billed for the difference between the sticker price and what insurance will pay. So if a hospital visit costs $1,000, but your insurance will only cover $300, some providers will 'balance bill' you for $700. Medicare has several financial protections in place that are designed to safeguard Medicare beneficiaries—seniors and people with permanent disabilities—from unexpected and confusing charges from doctors and other practitioners.'