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THE BIG BANGA THEORY: Americans Ditch Credit Cards Stick It to Wall Street

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*"Micro business" is defined as a closely held business with sales revenues under $1 million, which typically would net owners well under $200,000 per year in taxable wages and/or profits, i.e. mom and pop enterprise.   Unfortunately, the term "small business" has been co-opted as a cover for much larger business interests and extremely wealthy individuals that have incorporated, so it is no longer specific enough to be descriptive.

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Chaz Valenza is writer and small business owner in New Jersey. He earned his MBA from New York University's Stern School of Business. His current feature film project is "Single Point Failure" an insider's account of how the Reagan Administration (more...)

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