U.S. lenders freeze home equity credit lines

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At www.iht.com

The lending institutions and mortgage originators got the United States into this credit mess, but American consumers, taxpayers and those companies' shareholders who will end up shouldering most of the costs. Reeling from losses on their wretched loan decisions, lenders are preventing borrowers with pristine credit and significant equity in their homes from tapping into credit lines for which they paid so dearly.

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