Ronald Holland is an internationally known financial & marketing consultant & author of 3 books and over a hundred  articles, a leading speaker at financial conferences in the US and abroad and editor of several internet based news sites. Although from North Carolina, Ron has lived and worked in Geneva, Switzerland and traveled all over Europe and North America. He retired from the financial services industry in 2004 and has taken his lifelong love and passion for mountains, skiing, sales and marketing into a new career in real estate at a mountain resort.  His hobbies are skiing, hiking, traveling, studying history especially the War Between the States, European history including the Knights Templar & free-market economics. He is also president of the Swiss Confederation Institute at www.swissconfederationinstitute.org