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Retired at 55, no pension. I don't do puzzles, I think they are a sign of a desire for self reliance which I think is destructive and leads to aloneness, loneliness, depression and therefore brain cell loss. Self reliance is self mutilation. I prefer to frame mysteries, which requires collaboration with an ever growing number of people in my life. This gives me the opportunity to see possibilities, which probably allowed me to retire at 55, without a pension and an Atheist.