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John Pemberton is a Director and Treasurer of Credit Union North, a retired Director of the Austalasian Institute of Credit Union Directors (now known as the Australasian Mutuals Institute, a retired Trustee of Trust Waikato (Charitable Trust), the Deputy Leader and Finance Spokesman for the Democrats for social credit - a New Zealand political party. John is employed by AsureQuality a state owned enterprise. John's life work is for: monetary reform; making green initiatives affordable; cooperative banking; universal basic income; and researching and recording his family tree.