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Living Within My Means, And Loving It

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Sometimes I get the mail and sigh sadly at the heavy burden of bills and bill collectors vying for my or my husband's attention. And every now and then I sit and daydream of a world where I send my sons to far-off places to learn and live lives matching exactly their goals and dreams, or of a brand new car that will travel the roads with confidence bringing me to see all of those I love everywhere they live, gas stations lighting up the empty roads while I pull out cards that are magically overflowing with credit. 

But mostly, almost always, I'm just happy. I love my life and have hardly any problem living within our means. We cut costs just like most families, and we hustle for money just like most families. I make choices with mine that I hope will encourage change, and I teach and learn with belief in the world. In the meantime, I actively place value where I believe it does it's best work. This is life, and I've decided to love it!

In truth, it's all about an attitude shift. I don't view cost cutting measures as things we have to do because we're poor, but rather choices we're making for the environment, society, family, and community. Even know... we're also pretty broke and do get a laugh about that now and then!! I'll give you a few examples of my cost saving measures:

1) I don't grocery shop on an empty stomach, because when I'm hungry I tend to choose convenience foods which are slightly more expensive and ridiculously low on nutrition. So instead I take my time, sip a coffee, and buy foods that are high in nutrients. In this way we can eat less (because we are being nourished by smaller amounts of food) and our groceries will last the week. I also enjoy choosing foods and food companies that I want to support. Shopping and voting with my dollars gives me a feeling of pride. However, I do make sure to get at least one junk-food type treat that we can enjoy when needing to feel affluent and decadent!

2) I spend a lot of quality time with my boys--I have four teenage sons. We watch movies and talk about story lines, we dance in the living-room, we write songs, we go hiking and make each other laugh. Always we include my husband (who is a mechanic and is forever working!) by phoning him, talking about him, and celebrating him. And now that my two oldest sons have moved away we phone them, text pictures, mail packages... again, including them. These things are (mostly) free, but make us feel like we're really living it up. And they encourage a connection and feeling of support that is all too rare, and can't be bought!

3) We do almost all of our non-grocery shopping at thrift stores, which is really fun! Every item has a story--having lived in other homes or kept other bodies warm--and we get a kick out of imagining what that story could be. Also, we focus more on the recycling aspect of thrift stores rather than the cost saving. There's nothing wrong with being happy about saving money, but if we put too much emphasis on being broke then we are more likely to feel broke--which can be desperate and scary. Instead we get a kick out of our earth friendly thrift store purchases and the unlimited story imagining potential! 

These are just a few of my cost saving habits, but you get the idea! Living within our means and loving it is a choice, and I mostly choose it. 

Have there been trade-offs to living a life with less money? Well, of course.

The biggest trade-off I've made is allowing my oldest sons to move away from home when they were young (only fifteen), in order to follow their California dreams. My husband's job is in small town Texas, and so I chose to stay in small town Texas while my sons moved to California in order to live with my mom to go to an arts school, work with my sister (who is a producer of still-photo shoots) as models and production assistants, and go after their dreams of becoming film editors and actors. I would like to live in California, close to family, but there is no way we could ever afford it. And, in truth, I'm not sure my husband could ever be happy anywhere beside small town Texas. He's very comfortable here and it suits him. 

Are these trade-offs worth it? Worth focusing on and chasing connections rather than money? Absolutely!

My two youngest sons, who are still home with us, are doing very well in small town Texas. And my two oldest sons are happy and growing up beautifully.Most importantly, everyone has learned that you can go after what you want, regardless of income and other so-called hurdles. Our family has a feeling of support and togetherness that remains strong even while we're apart in miles, and we've broken free of the imagined shackles of poverty. When you make intentional choices about your life, and do it with support and passion, suddenly you see the limited value of money. 

I am not an advocate for poverty, but I do believe strongly in highlighting and seeking value in your life that doesn't rely entirely on money. There is much to be gained by living happily in your means, but there are also gifts being offered when living a life of feeling free financially. Free to give your time and donations to causes and people you feel passionate about. The real gift offering isn't the money it's the doing. And   the feeling of giving and discovering passions and people.

Regardless of your finances, there are always gifts!

This may seem strange but our small income has taught me how to accept financial help, or offers of food and clothes, graciously. I have always had a strange discomfort when getting money--even when I'm being paid for work!  But over the years I've had to learn to see the synergy in accepting help. When I was uncomfortable with it, I had a much harder time learning what I could do in return, because I was busy trying to hide away from people who I assumed were seeing me as pathetic. However, now that I can accept food, clothes, and other offered items from friends and even strangers comfortably, I'm willing to stay a while to find out what I can do for them. Suddenly, I see value is so much more than only things and money! I've learned to realize and act on the many things I can do for others that are equally valuable, and I've in turn been able to teach all of this to my fabulous children! Also, because my husband and I are comfortable living on a small budget I've gotten to spend so much time with my family, help out friends in need, and be there for my husband when my company is what he craves most. Always, I am available and more than willing. This has proved to be a much more concrete gift than I ever would have imagined!

And I feel successful! I walk through life proud of my accomplishments and excited to continue growing my what-I've-done-with-my-life list!

I really believe that the best intentional decision I made regarding feeling successful is attitude. In our family we tend to celebrate accomplishments, ideas, song lyrics, dance moves, the beauty of a night sky, the passion in our projects and the potential they have to inform, entertain, or enlighten. When these are the things you celebrate and talk about, these become the things you go after to feel successful. It's not as though we never wish we could buy an iPod or a car with less quirks, it's just that these are less often on our minds and so we less often feel broke. Because of this the other choices we make to stretch our money--accepting assistance graciously, organizing outings with the gas tank in the forefront of our plans, borrowing movies from the library rather than the Redbox--feel more like ingenuity and less stretching dollars. 

And how you  feel is where you most often live. 

This is life, and I've decided to love it!

(image by Tsara Shelton)

As the mother of four wonderful teenage boys I spend a lot of time figuring out who I am so I can teach them to do the same. I also hear myself holler, "Stop Eating!" an awful lot! As my boys get older, I get louder about sharing my beliefs and (more...)
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I find it mostly easy to feel happy when focusing ... by Tsara Shelton on Tuesday, Apr 29, 2014 at 10:41:17 AM
Sorry about the video of me singing, but the song ... by Tsara Shelton on Tuesday, Apr 29, 2014 at 1:08:18 PM
Good for you Tsara. I only perused your post becau... by Suzana Megles on Tuesday, Apr 29, 2014 at 1:49:29 PM
I love it Suzana! My best friend is a big animal r... by Tsara Shelton on Tuesday, Apr 29, 2014 at 2:20:46 PM
I think Tsara if you knew more about how badly we ... by Suzana Megles on Tuesday, Apr 29, 2014 at 2:33:15 PM
I passionately appreciate your cause!! I myself ea... by Tsara Shelton on Tuesday, Apr 29, 2014 at 5:47:54 PM
Right on!  I too have discovered some of thes... by Theodora B Crawford on Tuesday, Apr 29, 2014 at 3:08:08 PM
Lovely comment, Theodora. Thank-you! My boys ... by Tsara Shelton on Tuesday, Apr 29, 2014 at 6:08:40 PM
Nice article, and the last comment about imperfect... by Daniel Geery on Tuesday, Apr 29, 2014 at 5:42:49 PM
Your wife's piece is beautiful! As is Daphne!! I'm... by Tsara Shelton on Tuesday, Apr 29, 2014 at 6:05:43 PM
Well that is mighty sexy lady, keep up those daydr... by Paul Muir on Wednesday, Apr 30, 2014 at 6:35:38 AM
Giggle... you're funny Paul!! And thank-you for co... by Tsara Shelton on Wednesday, Apr 30, 2014 at 11:03:21 AM
Unlike LSD, living a simple life richly within one... by CJ Hinke on Wednesday, Apr 30, 2014 at 7:10:22 AM
Well said! I have to admit, though, that I have be... by Tsara Shelton on Wednesday, Apr 30, 2014 at 11:10:09 AM
Great article. Reminds me of RW Emerson I wish we... by Rob Kall on Wednesday, Apr 30, 2014 at 11:55:44 PM
Thank-you, Rob! Though I can't take all the credit... by Tsara Shelton on Thursday, May 1, 2014 at 12:06:40 PM
This is wonderful Tsara.  Your richness is, s... by Burl Hall on Thursday, May 1, 2014 at 5:27:19 AM
You are wonderful, Burl! I really wish Maine was a... by Tsara Shelton on Thursday, May 1, 2014 at 12:12:06 PM
Great points, thanks! I've had a few intense exper... by Meryl Ann Butler on Thursday, May 1, 2014 at 9:28:11 AM
My family and I have spent a lifetime evolving our... by Tsara Shelton on Thursday, May 1, 2014 at 12:20:57 PM
What a pleasure to read.I just saw "The Wolf of Wa... by Susan Lee Schwartz on Thursday, May 1, 2014 at 11:18:20 AM
Thank-you, Susan. It was a pleasure to write!My mo... by Tsara Shelton on Thursday, May 1, 2014 at 12:29:28 PM
I feel that we are moving to a reality with full f... by Cynthia Piano on Thursday, May 1, 2014 at 12:24:49 PM
Love it, Cynthia! I am totally with you envisionin... by Tsara Shelton on Thursday, May 1, 2014 at 12:41:09 PM