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THE BIG BANGA THEORY: Americans Ditch Credit Cards Stick It to Wall Street

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*"Micro business" is defined as a closely held business with sales revenues under $1 million, which typically would net owners well under $200,000 per year in taxable wages and/or profits, i.e. mom and pop enterprise.   Unfortunately, the term "small business" has been co-opted as a cover for much larger business interests and extremely wealthy individuals that have incorporated, so it is no longer specific enough to be descriptive.

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Chaz Valenza is writer and small business owner in New Jersey. He earned his MBA from New York University's Stern School of Business. His current feature film project is "Single Point Failure" an insider's account of how the Reagan Administration (more...)

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Let's see how much of what the credit card industr... by Chaz Valenza on Friday, Dec 10, 2010 at 12:24:31 PM
Hi Chaz!I always look for your articles. You write... by mike buchan on Saturday, Dec 11, 2010 at 6:39:12 AM
I have to read your diaries. I hope you've been w... by Chaz Valenza on Saturday, Dec 11, 2010 at 11:38:18 AM
You may find some reference to living in Russia in... by mike buchan on Saturday, Dec 11, 2010 at 12:25:58 PM
Y'LL can't have the same thing!Grand Theft Pentago... by John Smith on Friday, Dec 10, 2010 at 9:21:42 PM
But Y'LL need to have back up before it! I play da... by John Smith on Friday, Dec 10, 2010 at 9:35:51 PM
bancrupt yourself every 7 years! get on peak and d... by John Smith on Friday, Dec 10, 2010 at 9:43:14 PM
Do not vote for reps and dems anytime in your life... by John Smith on Friday, Dec 10, 2010 at 10:01:22 PM
Property taxes were established for purpose that ... by John Smith on Friday, Dec 10, 2010 at 10:19:34 PM
I've rarely paid with plastic. Figured out decades... by Miriam Callaghan on Sunday, Dec 12, 2010 at 12:35:25 PM