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05/31/2005 TELLER CASHED $115.00
05/31/2005 FED CLEARING $135.00
05/27/2005 BURGER KING $2.79
05/27/2005 CHEVRON/RITZ $4.31
05/27/2005 Debit $8.50
05/27/2005 BIG LOTS $12.91
05/27/2005 COSTCO GAS $23.90
05/27/2005 TOM THUMB $27.07
05/27/2005 COSTCO WHSE #0 $34.84
05/27/2005 FED CLEARING $450.07
Take a note on 05/27 all debits are arranged in descening order which forces my account in overdraft. If debits will be arranged in any other way NSF fess will not be paid on EACH of THEM but only on which my account become negative.
Look further on 05/31 I received my salary and there were some debits on the same day. Note that debits are put before credit which again is done to maximize fees. Also note that this was direct deposit which usually available to banks in several days in advance but they still put it on the last day of the month plus after all debits.
My suggestion which feel Compass bank using shady practices - complain to attorney general. Fill in online form https://www.oag.state.tx.us/forms/cpd/cpd_getcounty.php
I did mine, if you do yours and so on they will have to investigate.
Again, I'm not against them charging overdraft fees I'm against them arranging financial flas in such a way that bank will maximimize their NSF fees. (Larry - Carrollton, Texas, U.S.A.)
At the same forum, the complaint of another customer summarizes one of the many ways banks rob their customers:
