Credit Where Credit Is Due: The Direct Approach to Fixing the Credit Crisis

9          Comptroller of the Currency, “OCC’s Quarterly Report on Bank Trading and Derivatives Activities Third Quarter 2008,” www.occ.treas.gov; “US Bank Derivative Exposure,” FDIC/IRA Bank Monitor, chart reproduced on The Big Picture (blog), August 2008.

10        Joe Nocera, “So When Will Banks Give Loans?”, New York Times (October 25, 2008).