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A Simple Plan to Screw Big Banking. Use Cash.

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Here's the future and the future is now. Personal loans? Small business lines of credit? Only to those who don't need them or at a killer rates of interest.

Use Cash.

Every cash transaction snatches a dime, a dollar, thirty-five dollars, a hundred dollars or more out of the greedy, blood soaked hands of Big Banking. Each transaction denied is a cut. Together it's death by a billion cuts daily.

5% Discount for Cash.

You'll be shooting at Big Plastic's feet. Smile as you watch 'em dance. They have us hooked on plastic. They claim it's faster, quicker, better. People spend more. Yes, they do. Until the abusive fees take your customers' last penny of discretionary cash and they're broke.

Debit or Credit, plastic is really just one thing: a cash substitute provided by a commission taking broker who charges you a fee at every cash register. They intend to milk it for all it's worth. Cut up your cards, today, right now.

And here's the beauty part: We don't need no stinking badges to fight back. Just: Use Cash. Wow! I'm starting to agree: The Market Rules!

Don't worry about freeing up credit or ending the banking abuse, etc. This is action you can take right now, and again and again, day after day after day.

Sure, there are bigger fish to fry: End the Fed, local currency, non-profit banking, total monetary reform, but this is something we can do right now.

It's easy, fast, effective: Don't give Big Banking any small change.

Yes we can nickel and dime the banks to death! Spread the word: Use Cash.

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Chaz Valenza is writer and small business owner in New Jersey. He earned his MBA from New York University's Stern School of Business. His current feature film project is "Single Point Failure" an insider's account of how the Reagan Administration (more...)
 

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The Economic Crisis and What Must be Done By Rich... by MARGARET BASET on Saturday, Nov 28, 2009 at 2:29:13 AM
Margaret,Mr. Cook and I work together. I agree wit... by Chaz Valenza on Saturday, Nov 28, 2009 at 10:33:15 AM
I closed my bank account several years ago and onl... by Stanimal on Saturday, Nov 28, 2009 at 7:23:24 AM
I think you've got it!... by John Sanchez Jr. on Saturday, Nov 28, 2009 at 8:47:19 AM
Thanks. Let's do this. Spread the word.... by Chaz Valenza on Saturday, Nov 28, 2009 at 10:46:08 AM
We already nickel and dime big banking to death by... by Hoss Hoss on Saturday, Nov 28, 2009 at 9:33:39 AM
OK Hoss, stop being a defeatist. We're starting a ... by Chaz Valenza on Saturday, Nov 28, 2009 at 10:39:40 AM
I'm sorry, but it's not defeatism pointing out the... by Hoss Hoss on Saturday, Nov 28, 2009 at 1:51:13 PM
Thanks for a great article.... by Matt Stouler on Saturday, Nov 28, 2009 at 9:57:29 AM
Bartering can also be a "zero cost" transaction an... by Jack Flanders on Saturday, Nov 28, 2009 at 10:31:46 AM
I agree and I have several person to person and bu... by Chaz Valenza on Saturday, Nov 28, 2009 at 10:44:42 AM
Addendum: I was going to add a graphic, like the o... by Chaz Valenza on Saturday, Nov 28, 2009 at 11:08:39 AM
This is from a private email I received and the au... by Chaz Valenza on Saturday, Nov 28, 2009 at 11:38:02 AM
After 2 or 3 times with credit card disasters, my... by Bob Gormley on Saturday, Nov 28, 2009 at 12:03:40 PM
After 2 or 3 times with credit card disasters, my... by Bob Gormley on Saturday, Nov 28, 2009 at 12:04:11 PM
We are so conditioned and manipulated by the Big B... by Chaz Valenza on Saturday, Nov 28, 2009 at 12:40:17 PM
however as most here have indicated, Americans hav... by Ernest on Sunday, Nov 29, 2009 at 12:52:27 AM
Now, stop using plastic and send a message to the ... by Chaz Valenza on Sunday, Nov 29, 2009 at 5:11:13 AM
Spoken like a true outsider who does not understan... by Jack Flanders on Monday, Nov 30, 2009 at 7:34:32 AM
where are we to get the money from?... by David Chester on Sunday, Nov 29, 2009 at 4:44:43 AM
I'm not advocating spending or shopping. All I'm s... by Chaz Valenza on Sunday, Nov 29, 2009 at 5:08:49 AM
Good stuff Chaz! It's a great tactic. It won't des... by dick overfield on Sunday, Nov 29, 2009 at 9:47:09 AM
merchants give the bank an average of 3.5% on ever... by Chaz Valenza on Sunday, Nov 29, 2009 at 10:19:10 PM