Should we eliminate medical insurance as we know it and replace with our own.

I think I have one of the answers.

I would like to end employee benefits when it comes to health care along with other types of insurance. I also want to see the all-knowing, all-deciding that is done by insurance companies when you visit a clinic or hospital.

The way I think this would work is to have a pot of gold that all people could contribute to. If every person was to pay. for example, $100 per person into this pot of gold. All medical bills would be paid out of this combined pot of gold.

The only criteria as to whether your medical bill gets paid would be to answer yes to just two questions:

1. Did a certified doctor, clinic or specialist order the treatment, medicine, hospital stay, or referral to a specialist or any kind of preventative care?

2. Did you pay your $100 fee into the pot of gold for every member in your family? (4 X $100=$400 for a family of 4).

This is a very good price compared to what people are paying today. If so, your bill will be paid without question. This will put an end to insurance companies as we know it. A small percent would be put into an automatic system that doctors and clinic can be put into the system to submit their bills. This will put an end to insurance companies playing doctor. This will put an end to medicare. This will put an end to figuring out whether it was a prior ailment, prior to paying into the fund. If your payments are up to date, your bill would be paid without any further questions. If there are 171 million uninsured Americans and you multiply that by 100 you would have quite a pot of gold. Do the math 171 million times $100 = ? This would also end the millions spent every month in administering payments made to medical facilities. Now the question of veterans; I would like to include veterans with the $100 per month payment being paid by the government and have them integrated into the system that we all agree is the best medical care in the world. When it comes to those who can't pay the $100 per month because of disability or unemployment or the working poor, their $100 per month would also be paid by the government. Think of the billions that are taken out of our economy and put into the pockets of insurance companies. The care we receive is dependent on someone sitting in an office deciding if they want to allow the treatment or test without any medical experience. People die under this system. I think if Americans band together we would not change medical care as we know it. we would only change the way we pay for it. Your comments?

We don't have a problem with medical care, just the way we pay for it.

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