::::::::
How many people know that their employer provides their healthcare? 50%, 25%? If that was an important decision in people's lives, why does Wal-Mart do well and not Starbucks? Wal-mart has crap benefits, Starbucks provides full coverage to their part time employees. Why is Walmart thriving in comparison to the S&P 500 and Starbucks is tanking hard?
Who's the majority? Are people informed? Are people not interested in being informed and place trust in government to watch their interests? The last question scares me since that its a liberal democratic ideal yet is incompatible with large populations, due to variance...in other words, concensus is impossible with very large groups of people. Swedeshi? Tough to live, but the only conclusion without downside, depending on priorities in life. People don't want Swadeshi though, its out there and people don't join, even though their ideals land them there. The variable is how groups arise, and they don't arise for complete philosophical views. Otherwise, small life-style centered communities would be more prevelent? Possibly. Applying this to work, insurance companies detest associations. Associations are formed via ethnicity, career choice, good will causes, local hangouts, and whatever other means the future holds for gatherings. These are the typse of underwriting pools we should use. Birds of a feather, flock together. If employers (as they fund our healthcare), can get this done and insurers accept these risk pools, that would help how the human creations of health care and insurance can operate more efficiently in the effor to distribute care according to the political will currently in force via democracy.
